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304 North Cardinal St.
Dorchester Center, MA 02124
🏗️ Construction Loan Calculator Pro
Visualize your construction loan payments and amortization schedule
How to Use This Calculator
1. Use sliders or input fields to adjust values
2. Choose interest handling method
3. View interactive charts and payment schedule
4. Click “Print Report” to save your results
5. Hover over chart elements for detailed values
Amortization Schedule
| Month | Principal | Interest | Balance |
|---|
Total Loan Cost
$0
Total Interest Paid
$0
Construction Period Interest
$0
Complete financial analysis for construction projects
🌟 Key Features
- Interactive sliders & inputs
- Real-time charts & graphs
- Amortization schedule
- Multiple interest modes
📖 How to Use
- 1 Adjust sliders or input fields to set your loan parameters
- 2 Choose interest handling method (capitalized/paid)
- 3 View real-time updates in charts & tables
- 4 Use print button to save your results
📊 Chart Interpretation Guide
Understanding your construction loan visualization
1 Interest Breakdown Pie Chart
Principal (Blue)
Original loan amount + capitalized interest
Interest (Green)
Total interest paid over loan lifespan
Key Insight
Ideal ratio: Blue > Green indicates favorable loan terms
2 Loan Balance Timeline
Loan Balance
Shows principal reduction pattern over time
Steep Decline
Early principal payments
Flat Period
Construction phase
📈 Key Financial Indicators
| Pattern | Meaning | Implication |
|---|---|---|
| Steep Initial Slope | Rapid equity building | Positive cash flow |
| Curve Inflection | Amortization transition | Construction completion |
💡 Pro Tips
A
Compare Scenarios
Toggle between interest modes to see impacts
B
Optimize Timing
Aim for earlier curve inflection points
